Correction to the English translation version of The Mortgage Society of Finland’s Half-year Report 1 January – 30 June 2025

12.8.2025 13:53:22 EEST | Suomen Hypoteekkiyhdistys |
Half Year financial report
Correction to the English translation version of The Mortgage Society of Finland’s Half-year Report 1 January – 30 June 2025
The Mortgage Society of Finland
Half Year Financial Report
Helsinki 12.8.2025 1:53 p.m. 

The Mortgage Society of Finland’s English translation version of the Half-year Report 1 January – 30 June 2025, which was published on 8 August 2025, contains errors on page 9. The balance sheet figures for liabilities section for the comparison period (30.6.2024) are incorrect. Below is the revised balance sheet liabilites section in its entirety: 

CONSOLIDATED BALANCE SHEET

(1000 €)
30.6.2025
31.12.2024
30.6.2024

LIABILITIES

Liabilities to credit institutions

To central banks

0
52 354

To credit institutions
19 998
20 000
19 999

 
19 998
20 000
72 352

Liabilities to the public and public sector entities

Deposits
1 521 716
1 551 254
1 649 148

Other liabilities
2 923
4 572
5 641

 
1 524 639
1 555 826
1 654 789

Debt securities issued to the public
1 711 575
1 653 818
1 642 334

Derivative contracts
33 412
36 266
70 079

Other liabilities
98 425
34 655
51 574

Deferred expenses and advances received
2 853
2 290
2 678

Deferred tax liabilities
10 080
10 055
9 943

EQUITY

Basic capital
5 000
5 000
5 000

Other restricted reserves

Reserve fund
38 645
37 712
37 712

Fair value reserve

 

From valuation at fair value
105
106
-94

Defined benefit pension plans

Acturial gains/ losses
6 224
6 241
5 991

Unrestricted reserves

Other reserves
22 924
22 924
22 924

Retained earnings
92 768
87 038
87 038

Profit for the period
4 223
6 662
2 622

 
169 888
165 683
161 193

TOTAL LIABILITIES AND EQUITY
3 570 870
3 478 594
3 664 942

The corrected Half-year Report is attached.  
Distribution: Nasdaq Helsinki Ltd, Main Media, www.hypo.fi 

Contacts

Ari Pauna, CEO, +358 50 353 4690

Mikke Pietilä, CFO, +358 50 439 6820

About Suomen Hypoteekkiyhdistys
The Mortgage Society of Finland Group is the only nationwide expert organization specialized in home financing and housing in Finland. Hypo Group grants mortgages as well as renovation loans and consumer loans, both secured by residential property collateral, for first-time and other homebuyers. Hypo Group continuously develops new ways and models for housing and home financing.
Read more: www.hypo.fi
Attachments

Download announcement as PDF.pdf

Hypo_ H1_2025_Half-year_Report.pdf

12.8.2025 13:53:22 EEST | Suomen Hypoteekkiyhdistys |
Puolivuosikatsaus
Korjaus Suomen Hypoteekkiyhdistyksen puolivuosikatsauksen englanninkieliseen käännösversioon “Half-year Report 1 January – 30 June 2025”
Suomen Hypoteekkiyhdistys 
Puolivuosikatsaus
Helsinki 12.8.2025 klo 13:53

Suomen Hypoteekkiyhdistyksen puolivuosikatsauksen englanninkielinen käännös “Half-year Report 1 January – 30 June 2025”, joka julkaistiin 8.8.2025, sisältää virheitä sivulla 9. Taseessa velat-osiossa, on virheellisiä lukuja vertailukauden (30.6.2024) tiedoissa. Alla korjattu taseen velat-osio kokonaisuudessaan: 

CONSOLIDATED BALANCE SHEET

(1000 €)
30.6.2025
31.12.2024
30.6.2024

LIABILITIES

Liabilities to credit institutions

To central banks

0
52 354

To credit institutions
19 998
20 000
19 999

 
19 998
20 000
72 352

Liabilities to the public and public sector entities

Deposits
1 521 716
1 551 254
1 649 148

Other liabilities
2 923
4 572
5 641

 
1 524 639
1 555 826
1 654 789

Debt securities issued to the public
1 711 575
1 653 818
1 642 334

Derivative contracts
33 412
36 266
70 079

Other liabilities
98 425
34 655
51 574

Deferred expenses and advances received
2 853
2 290
2 678

Deferred tax liabilities
10 080
10 055
9 943

EQUITY

Basic capital
5 000
5 000
5 000

Other restricted reserves

Reserve fund
38 645
37 712
37 712

Fair value reserve

 

From valuation at fair value
105
106
-94

Defined benefit pension plans

Acturial gains/ losses
6 224
6 241
5 991

Unrestricted reserves

Other reserves
22 924
22 924
22 924

Retained earnings
92 768
87 038
87 038

Profit for the period
4 223
6 662
2 622

 
169 888
165 683
161 193

TOTAL LIABILITIES AND EQUITY
3 570 870
3 478 594
3 664 942

Korjattu englanninkielinen puolivuosikatsaus on tämän tiedotteen liitteenä.  

Jakelu: Nasdaq Helsinki Oy, Keskeiset tiedotusvälineet, www.hypo.fi 

Yhteyshenkilöt

Ari Pauna, toimitusjohtaja, +358 50 353 4690

Mikke Pietilä, talousjohtaja, +358 50 439 6820

Tietoja julkaisijasta Suomen Hypoteekkiyhdistys
Suomen Hypoteekkiyhdistyksen konserni on ainoa asuntorahoitukseen keskittynyt valtakunnallinen luottolaitos Suomessa. Hypo-konserni myöntää asuntolainoja oman kodin hankkimiseen ja asunnon vaihtamiseen sekä asuntovakuudellisia remontointi- ja kulutusluottoja. Hypo-konserni kehittää asumiseen ja asumisen rahoittamiseen jatkuvasti uusia tapoja ja malleja.
Lue lisää: www.hypo.fi
Liitteet

Lataa tiedote pdf-muodossa.pdf

Hypo_ H1_2025_Half-year_Report.pdf

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